Tracks spending.
Looks backward, organizes receipts, and turns money into a story about control and cutting.
the accountant ←INCOME TRACKER · iOS & ANDROID
The income tracker
built for freelancers.
MoneyWorks Lite is the income-first money app for people who earn on their own. Manage irregular income calmly, strategically, and with a focus on growth — not guilt.
● Free to download · Available on the App Store and Google Play
Think like a CFO.Income first. Growth always.
THE SHORT ANSWER
What is MoneyWorks Lite?
MoneyWorks Lite is an income tracker app for freelancers and self-employed people. It shows rolling 30-day income, daily earning pace, annualized projections, income sources, separate profiles and currencies, and a timeline toward your next goal — on iPhone and Android.
THE LIVE SIGNAL
See income rise or fall.
Every day.
Ordinary statistics wait for the month to end. MoneyWorks Lite tracks the latest 30 days as a moving window, so the trend stays current across every calendar boundary.
$4.4Kincome in the latest 30 days
$138average earned per day
$50.2Kannualized pace if the trend continued
Projections are estimates based on recent entries and are not a guarantee of future income.
How rolling 30-day income works →
THE PROBLEM
Most money apps
look the wrong way.
Budgeting apps count coffees, subscriptions, and rides. They look backward and tell you to cut. But when you earn on your own, the real question is whether income is becoming larger, steadier, and easier to manage.
Manages earning.
Shows income direction, sources, pace, profiles, owner pay, and the path toward the next goal.
→ the CFO
PROFILES, CURRENCIES & OWNER PAY
Separate the business.
Pay the person.
Give each personal, business, shared, or project profile its own currency, balance, transactions, and statistics. Then pay yourself without losing either side of the story.
BUSINESS PROFILE− salary expense
→PERSONAL PROFILE+ personal income
One Pay Yourself action records both entries together. Your business shows the cost of owner pay; your personal profile shows money that is actually available to you.
Explore profiles and Pay Yourself →THE PRODUCT
One clear system for
variable income.
Rolling 30-day income
A daily signal that crosses calendar months and shows whether earning momentum is rising or falling.
Income velocity
Average per day, annualized pace, and an estimated timeline toward the next financial goal.
Profiles & roles
Personal, business, and shared profiles with real-time sync and clear access roles.
Currency per profile
Use the currency that fits each business, project, rental, or personal wallet.
Pay Yourself
Create a business expense and personal income together in one linked transfer.
Income sources
See which clients, services, and projects are driving the current result.
Event calendar
Keep expected payments, client meetings, and deadlines visible before they happen.
CFO-style statistics
Compare income, expenses, and balance by month, quarter, and year without receipt noise.
iOS & Android widgets
Keep key numbers and upcoming events visible from the home screen.
NEW IN MONEYWORKS LITE
Money follows attention.
Now attention is easy.
Three upgrades that turn income tracking into a daily habit: a short money lesson every day, a year you can see, and subscriptions that stop surprising you.
Daily lesson + year grid
MoneyWorks Pulse
One short card waits every day: a single idea about income, cash flow, paying yourself or thinking like a CFO. Read it, tap Got it, and a square fills on your year grid. Skip a day and the gap shows — the grid tracks the trend, not perfection.
Library
Every lesson, by topic
Every card you have read stays in one place, sorted by topic: Pay Yourself, Personal vs Business and more. Star the ones that land and come back to them when you need them.
Subscriptions
Subscriptions under control
Add a subscription once. The app marks the renewal on your calendar, reminds you the day before it charges, and groups subscriptions in your statistics so you see the real monthly total.
5 languages · 7 days free
Five languages, a week free
English, Russian, Spanish, Portuguese and Turkish — chosen inside the app, independent of your phone. Every new user gets 7 days of full Pro access to try everything before deciding.
BUILT FOR
People who earn
on their own.
If income moves from $2,000 one month to $12,000 the next, apps designed around a fixed paycheck lose the plot. MoneyWorks Lite is built for the feast-or-famine reality of independent work.
Built around income.Expenses are tracked — they are simply not the whole story.
WHY MONEYWORKS LITE
Not another
expense tracker.
ORDINARY TRACKERSMONEYWORKS LITE
FocusExpenses and cuttingIncome and growth
ViewCalendar monthRolling 30 days + long-term
DirectionWhat you spentHow your earning pace changes
ProfilesOne blended walletPersonal, business, shared
CurrenciesOne default currencyCurrency per profile
Owner payManual double entryLinked Pay Yourself transfer
PlatformsSometimes Apple-onlyiOS and Android
MONEY GUIDES
Useful answers for
irregular income.
How to Manage Irregular Income as a Freelancer (2026 Guide)
A practical system for managing variable freelance income, smoothing cash flow, and making confident decisions without a fixed paycheck.
Read the guide →Feast or Famine: How to Budget When Income Changes Every Month
A calm, income-first method for budgeting with variable income and reducing the feast-or-famine cycle.
Read the guide →Why Freelancers Should Think Like a CFO, Not an Accountant
Learn the CFO mindset for personal finance: focus on income direction, stability, profiles, and decisions that grow cash flow.
Read the guide →How to Set Aside Money for Taxes on Irregular Income
A percentage-per-payment system that keeps tax money separate, so a big bill never catches you off guard.
Read the guide →How to Track Income From Multiple Clients in One Place
Separate income by source, spot client concentration risk, and see which clients drive your rolling income trend.
Read the guide →Best Free Income Trackers for Self-Employed (2026)
A practical 2026 comparison of the best free income trackers for self-employed people, freelancers, and gig workers on iPhone and Android.
Read the guide →CLEAR ANSWERS
MoneyWorks Lite FAQ
What is MoneyWorks Lite?
MoneyWorks Lite is an income-first finance app for freelancers, self-employed people, creators, consultants, gig workers, and micro-business owners. It tracks income, expenses, profiles, sources, events, and cash-flow trends on iPhone and Android.
How is a rolling 30-day income tracker different from monthly statistics?
Calendar-month statistics reset on the first day of each month. MoneyWorks Lite recalculates the latest 30 days every day: today enters the window and the oldest day leaves. You can see current earning momentum rise or fall without waiting for month-end.
What does the income pace forecast show?
MoneyWorks Lite shows average income per day, an annualized projection if the current pace continued, and an estimated timeline for the next goal. These are projections based on recent data, not guarantees of future income.
Can each profile use a different currency?
Yes. Personal, business, shared, rental, or side-project profiles can each use the currency that matches how that profile earns and spends.
How does Pay Yourself work?
A Pay Yourself transfer records an expense in the business profile and matching income in your personal profile in one action. This keeps both sides accurate while separating business revenue from personal pay.
Is MoneyWorks Lite available on Android?
Yes. MoneyWorks Lite is available on both Google Play for Android and the App Store for iPhone.
Does MoneyWorks Lite provide financial or tax advice?
No. MoneyWorks Lite is a tracking and planning tool. Its projections are informational and are not financial, accounting, tax, or investment advice.
MONEYWORKS LITE
Start managing money differently.
Free to download on iPhone and Android. Your income deserves more than a monthly report.
