Separate the two sides
Keep a business profile for client income and costs, and your personal profile for life.
PAY YOURSELF
Let client money land in the business, then pay yourself a steady amount, like a real paycheck. One action records the expense in your business profile and the income in your personal one.
In short
HOW IT WORKS
Keep a business profile for client income and costs, and your personal profile for life.
Base it on your leaner months, not your best ones, so the business can keep paying you through a slow stretch.
One action records an expense in the business and income in your personal profile. Then move the money in your bank the same way.
WHY IT MATTERS
When personal spending follows whatever landed this week, your whole life inherits your clients’ payment habits. A late invoice suddenly feels like a threat to rent, even when the money was earned weeks ago.
A steady self-paycheck puts a buffer between client timing and your life. The business absorbs the swings and builds a reserve in strong months; you receive the same calm amount either way. You simply become your own payroll department.
WHO IT’S FOR
WHAT IT COSTS
Pay Yourself works between your business profiles and your personal profile, which are part of Pro.
Every new user gets 7 days of full Pro. After that, MoneyWorks Pro is $6.99 a month or $69.99 a year (US App Store prices; other countries may differ). Without a subscription the free plan keeps working: Home, Calendar, Statistics, your personal profile and up to 3 tracked subscriptions. Compare Free and Pro.
QUESTIONS
No. It records the salary in the app: an expense in the business profile and income in your personal profile. You move the actual money between your bank accounts yourself.
A sustainable amount that clears your essential monthly costs and is closer to your leaner months than to your average. Our guide walks through setting the number step by step.
MoneyWorks Lite tracks cash flow, not tax treatment. How owner pay is taxed depends on your business structure and country, so check with a tax professional.
It is part of MoneyWorks Pro, because it works between business and personal profiles. Every new user can try it during the 7 days of full Pro.
MONEYWORKS LITE
Free to download on iPhone and Android. Your income deserves more than a monthly report.